It’s open enrollment season

Go to market quickly with our fully-supported Telehealth & Unlimited Counseling products! When you partner with CHI you get best-in-class solutions paired with award-winning customer service. Customize your product offerings and easily manage your book of business using our robust client engagement platform.

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Onboarding & engagement team


Higher commissions & lower PEPM rates


Over 40+ digital solutions & products


White-label product capabilities

Telehealth + Unlimited Counseling

$0 Consult Telehealth

Subsitute claims dollars with virtual visits & below market PEPM rates

$0 Telehealth consults that are not tied to insurance – move acute primary care visits from brick and mortar to virtual visits, saving claims costs. Competitive Health has below-market PEPM rates and our utilization does not have a cap. Between the ever-increasing cost of healthcare and the exponential growth of technology, you’ll find an innovative assortment of health solutions. Our benefit categories connect members with tools and services for a smoother, more cost-effective healthcare experience. Contact us to discover how these solutions can save your clients claims dollars and grow your commissions.

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$0 Consult

We offer below market PEPM rates

No Utilization Cap

Our solution comes with NO utilization cap


Acute primary care in over 100 languages


Reduce lost productivity, save up to 25%-30%

Unlimited Counseling

There's been a 20% increase in employer mental health spending

Poor mental health leads to high medical costs, but Unlimited Counseling can help. Behavioral health claims are responsible for a 20% increase in employer mental health spending, which has increased twice as much as overall medical spending. With our digital solution, employers have noticed significant improvements in all 5 measures of work performance: project engagement, workplace distress, work absenteeism, and overall life satisfaction when using Unlimited Counseling Services. Contact us to learn how to bring these solutions to your clients.

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$2K-3.5K average savings per employee


86% of patients had clinical improvements


200M workdays/year are lost due to depression


Costs employers $17B-$44B in losses

Open Enrollment Whitepaper

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$0 Consult Telehealth

Access plays a vital role in healthcare. 72 million working Americans do not have access to care.  Our telemedicine programs provide access to licensed, NCQA credentialed providers 24/7. No utilization cap – turn-key, white-glove billing, customer service and administration. Read More

Below Market PEPM

One of our biggest advantages is our pricing. Competitive Health has “below market” PEPM rates and our utilization does not have a cap. Our winning combination of “competitive” rates, no utilization cap, white glove customer service, full marketing and engagement support.

Reduce Claims & Grow Commissions

Zero consult means members and their dependents pay ZERO out of pocket – unlimited. Telehealth consults are not tied to insurance – move acute primary care visits from brick and mortar to virtual visits, saving claims costs.

We Handle Engagement

Full and ongoing marketing support to jump-start adoption and drive utilization. Competitive Health has a book of business utilization of over 20%.  You provide the employer app, we take care of EVERYTHING – client onboarding, commissions, reporting, billing and merchant account services.


Unlimited Counseling

Poor employee mental health leads to high employer medical costs. Behavioral health claims are responsible for a 20% increase in employer mental health spending and mental health spend has increased twice as much as overall medical spending. Read More

Guarantee ROI

Unlimited Counseling (ROI) for employers in the US ranged from 3:1 for small-size employers, 5:1 for medium-size employers, and 9:1 for large-size employers. Resulting in fund cost savings ranging from about $2,000 to $2,500 to $3,500 per employee using this benefit.

Reduce Absenteeism

86% of Unlimited Counseling users had clinical improvements from the help they received. In addition to clinical outcomes, the study also found an improvement after counseling to include increased work productivity (86%) and reduced absenteeism, according to the National Behavioral Consortium.

Drive Employee Productivity

About 200 million workdays are lost each year due to depression, costing employees between $17 billion and $44 billion, according to the Centers for Disease Control and Prevention.

Other Products

We offer over 40+ digital and virtual healthcare solutions:

MSK Care
Chronic Care
Companion Care
Caregiver Support
Physician Locator
Bill Negotiation
Second Opinion
Doctor Chat
Speech Therapy
Enhanced Telehealth
Unlimited Counseling
Therapy Chat
Mental Wellness
The Calm App
Customized Podcasts
Show Basic Plan
Enhanced Plan
Premier Plan
Discount Pharmacy
Discount Dental
Discount Medical
Discount Vision
Discount Lab
Discount Imaging
Discount Hearing
Lifestyle Savings
Diabetic Supplies
Pet Locator
WellCard Savings

Agent Resources

We make it easy to hit the ground running! Quickly access all your sales tools in 1 easy-to-navigate resource library. Need additional support? No problem, contact our sales team to compile additional marketing assets. We are here for your competitive advantage!

Downloadable Marketing Assets
24/7 Support with Product Demos
White Labels & Self Replicating Sales Landing Pages
Custom Implementations

Why Should I Partner?

Competitive Health has built a reputation of excellence and innovation in the healthcare industry.  Our award-winning platform of high-value programs delivers engagement and cost savings.

Agent Testimonials

Brokers and Agents come to Competitive Health for market differentiation benefit offerings.  More importantly, Competitive Health proactively provides marketing, sales, accounting and account management support. We have the testimonials that demonstrate our commitment!

We are changing the way people engage their healthcare and are excited to work with Competitive Health to do just that! These members will be more empowered to not only save their money and time, but also possibly their lives!

Chris FreedmanFounder - MyBenefitsLab

After the webinar I went onto the WellCard Savings website and registered myself to take advantage of great savings opportunities. We use the WellCard Savings tool on 100% of our accounts, thank you Competitive Health!

Michael PerriAccount Director at Colonial Life

Thanks Competitive Health! I love the WellCard Savings tool and use if for all of my accounts! For pennies a day, my self-funded clients avoid the high cost of doctor office visits for minor but urgent conditions.

Thad AnderstonColonial Life Franchise

Clients love using WellCard and it helps me get new business. I use it with all of my accounts and it's great to see the additions to the program!

Kristin FluegelDistrict Development Manager at Colonial Life


22 Specialities – 24/7 Access

24/7-365 Access Via phone, video, chat, text, email – multi-lingual on-demand access to primary care providers, dermatologists, behavioral health specialists, maternity, Dental, and TelePet!


Health Hero

Everyone needs a health hero. A personal ally that navigates the complexities of healthcare. Concierge-level guidance on benefit selections, medical bills, finding in-network providers, and medical directors for elevated issues.


Mental Health & Therapy

A solution for every client – our catalog offers the widest variety of product solutions, including 32 plan variations – EAP, TeleBehavioral, the Calm App, on-demand and unlimited access to hundreds of videos led by mental health professionals on a variety of wellness topics.


Specialist Consultations

Securely send and receive messages with our team of medical professionals and specialists. Pharmacists, eye doctors, dermatologists, alternative medicine professionals, and more.


Get a 2nd Opinion

20% of medical cases are misdiagnosed. Poor quality healthcare costs an employer an estimated additional $1,900 to $2,250 per covered employee per year. Our mission is to offer access to the best medical minds in the world, exactly at the moment you need their experience.


Award-Winning Chronic Care

What is standing in the way when it comes to improved outcomes, and what factors would put patients on the road to better health? Data reveals chronic conditions need increased lifestyle guidance across the care continuum to help manage the main barriers standing in their way: motivation, cost, and time limitations.

Reach Out

Let's Chat

Curious to learn more about our various service offerings? Fill out the following contact form to contact our dedicated team of experts. Competitive Health is your one-stop-shop for all your transformative digital health solutions.

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