Benefits & Product


Between the ever-increasing cost of healthcare and the exponential growth of technology, you’ll find an innovative assortment of health solutions. Our benefit categories connect members with tools and services for a smoother, more cost-effective healthcare experience.

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Virtual Health


Access plays a vital role in healthcare. 72 million working Americans do not have access to care.  Our telemedicine programs provide access to licensed, NCQA credentialed providers 24/7. No utilization cap – turn-key, white-glove billing, customer service and administration.

Enhanced Telehealth

Competitive Health’s Enhanced Telehealth program includes unlimited access to acute primary care, dermatology and 3 behavioral health consults with licensed, NCQA credentialed providers 24/7 365  days a year – including multilingual services.


Our team of trained Personal Health Advocates are skilled at deciding the right course of treatment, understanding care options, and resolving billing issues. Advocacy experts will help employees no matter what the issue – saving time, money, and worry.


Through one simple phone call, you can consult with a registered nurse to receive guidance on appropriate treatment options and get support for non-urgent illnesses. Nurses can also provide support with simple, self-care tips for non-urgent concerns.

Physician Locator

$21.6 billion a year in productivity is lost simply from the time employees spend on the phone with health insurance representatives. Utilizing healthcare experts to guide employees and their families will maximize in-network claims.

Bill Negotiation

41 percent of working-age Americans or 79 Million Americans Have Problems with Medical Bills or Debt. Employees who get stuck with a large balance on a medical or dental bill not covered by their insurance plan can find themselves in a real financial bind.

MSK Care

Musculoskeletal conditions place a large economic burden on employers, as they account for 31% of absenteeism. Employee with musculoskeletal problems miss an average of 4.3X more work days than people without. Employer’s cost of musculoskeletal disease is $1,150 per employee per year.

Chronic Care

Of the $3 trillion we spend on healthcare 70% of that is due to individuals eating the wrong kinds of foods, not moving around enough, and other unhealthy lifestyle behaviors. Our award winning, FDA approved app can track and analyze six dimensions of diabetes care from labs and medications to diet and sleep.

Companion Care

Employees with caregiving responsibilities cost their employers an estimated 8% – an additional $13.4 billion per year – more in healthcare costs than employees without caregiving responsibilities. Bring the power of companion care to employers and employees.

Caregiver Support

Caregiver Support helps avoid unnecessary hospitalizations by virtual coaching of family caregivers about caring for their chronically ill loved ones. Each patient’s family is connected with a dedicated care adviser and can access our digital mobile and online platform for information and support at their convenience.

Second Opinion

A recent Mayo Clinic study found that 88% of the patients who came to the clinic for a second opinion learned that their diagnosis had been changed or moderately altered. Only 12% of the patients in the study left the clinic with the same diagnosis. Expensive surgeries are not always the best option – that’s a huge savings for employers and employees.


The most preventable ER room visit is dentistry– Teledentist service reduces employer healthcare claims and employee out of pocket. In fact, 50% of Americans do not have dental insurance. Bring valuable access to licensed, credentialed dentists – employer groups, associations, unions, part-time, hourly, gig-economy workers.


Due to the pandemic there a record number of new pet owners – how can you help? These days, pet owners can get medical help without leaving home. Bring a product that differentiates your services in the marketplace.  Helping pet owners and their families can bring high employee satisfaction.

COVID Platform

Test and monitor employees for COVID-19 and track vaccine status using our acclaimed diagnostic and screening solution. COVID Platform’s structured solution provides employers with the necessary tools and information to ensure a safe and compliant workforce.

Doctor Chat

Ask any medical questions to our expert team of board-certified physicians with Doctor Chat, including psychologists, pharmacists, dentists, dietitians, and fitness trainers, pediatricians, sports medicine, and much more.

Behavioral Health

Unlimited Counseling

Poor employee mental health leads to high employer medical costs. Behavioral health claims are responsible for a 20% increase in employer mental health spending and mental health spend has increased twice as much as overall medical spending.

Enhanced Telehealth

CHI’s enhanced telemedicine program includes unlimited access to acute primary care. dermatology and 3 behavioral health consults with licensed, NCQA credentialed providers 24/7 365 days a year – including multilingual services.

Therapy Chat

People are often tempted to delay care – our team can help determine the right next steps in your course of treatment.  Often delayed care can equal more expensive care – with Therapy Chat, we can reduce expensive claims dollars and save employers thousands.

Mental Wellness Courses

New powerful “budget friendly” behavioral health solutions for your clients.   Companies who ignore emotional health do more than put their employees’ mental well-being at risk, they put their bottom line at risk.  Give your clients access to tools to increase resiliency, problem-solving, improve self-esteem, and help manage their stress.

The Calm App

Bring CALM to your workplace – only 31% of employees say their company has successfully addressed employee mental health, according to a PwC survey. CALM users practice mindfulness, sleep improvement techniques, tap into relaxation and meditation exercises. Ask how you can get Calm today!

Customized Podcasts

Build a corporate communication strategy surrounding Mental Health. We offer private podcasts which allow for employees to better understand the language of mental health and to build on self help tips. Better mental health means less prescription medication, and reduced claims dollars for employers.

Family Behavioral Health

Designed specifically to support kids and teens with a range of behavioral health needs, our Family Behavioral Health product is set up so every family can thrive. With programs for toddlers through teens, our multidisciplinary care teams provide personalized support through virtual visits with expert therapists and coaches and on-demand resources for parents and caregivers.


ShowBenefits App

Save time and money with 24/7 access to board-certified physicians from your smartphone, tablet, or computer! Unlimited connection to virtual healthcare services. Visit the doctor, negotiate medical bills, navigate a full healthcare marketplace, and more with your ShowBenefits® mobile app!

Lifestyle & Health

Discount Pharmacy

Did you know that 29% of Americans failed to take their prescriptions because of the cost? Help employees and their families. WellCard Savings members have access to the lowest-priced prescriptions, over-the-counter medications, and supplements with free nationwide delivery. Don’t let cost get in the way of health.

Discount Dental

The dental discount plan offers significantly reduced fees saving members an average of 20% to 50% off of almost all general dentists’ and specialists’ standard fees. Members get access to over 80,000 credentialed dentists nationwide. If medication is warranted that can also be e-scripted to your pharmacy of choice.

Discount Medical

Telemedicine provides consumers with secure online access to their medical records 24/7. Patients can forward all their communication with our Physicians Network to their primary care physicians or other specialist as needed. Our U.S. based board certified physicians can consult, diagnose and if medically appropriate, and even prescribe medication.

Discount Vision

With average discounts of up to 50% off on frames, prescription lenses and sunglasses – members get access to a nationwide vision care discount network consisting of over 10,500 providers including both private practice providers and optical retailers such as Sears Optical, JC Penney Optical, Target Optical, LensCrafters, Vision Works, For Eyes Optical, WalMart Vision and most Pearle Vision locations.

Discount Lab

Our Discount Lab product empowers employees to take control of their health! We provide employers and their members access to more than 300 different blood tests from nationally-accredited well-known clinical laboratories. If patients know what tests you need, they can skip the doctor’s visit and order their own health blood tests online. Fast, easy, simple!

Discount Imaging

Our Discount Imaging offering allows access to a premier radiology network offering high-quality, affordable imaging solutions for individuals who are uninsured, carry high deductible health plans, or wish to self-pay. Our network consists of over 2,900 fully credentialed imaging facilities and enable us to offer imaging tests at up to 50% off usual and customary prices.

Discount Hearing

We provide free annual Hearing Screening through our Discount Hearing services. Members can take a test to find out if their have experienced hearing loss, what type of hearing loss, and does it need medical attention. Differentiate your product offering with a service that provides access to a nationwide network of over 4,500 providers and up to 30 – 70% discounts off of MSRP for 10 top brands of hearing aids.

Lifestyle Savings

Lifestyle Savings brings a unique benefit offering helping our cardholders save money on entertainment benefits, offering exclusive discounts, special offers, access to preferred seating, tickets to top attractions, theme parks, shows, sporting events, movie tickets, hotels, rental cars and much more! As a market leader, the integrity of our program is based on offering special offers, products and services not available to the public.


Going to a gym helps employees stay focused, healthy, and get inspired. This has a direct dollar value on the work/life balance and mental wellness of your members. Fitness participants are guaranteed lowest rates to thousands of gyms, where they can choose from major chains and community favorites. Members also gain access to Anytime Health, an online resource for living well.

Diabetic Supplies

Our Discount Diabetic Supplies service is a new way to save on the medical equipment needed for members with chronic conditions. We offer an annual testing program and pricing tiers. All the products are shipped to your home. No prescription is required for testing supplies. Members can choose their option and start saving immediately!

Pet Locator

Since COVID began, pet ownership has drastically increased with employees working from home. But these fury family members can easy wander off. Whether they’re down the street or across the country, instantly and accurately locate them with our Pet Locator product offering. Members get exclusive access to our platform which notifies them when their pet leaves a designated safe place.

WellCard Savings

WellCard Savings

WellCard Savings gives you and your family access to pre-negotiated discounts on prescription drugs and a wide range of health care services. WellCard Savings members have access to licensed and credentialed physicians 24/7 by phone and video. Over 59,000 pharmacies nation-wide accept WellCard Savings. Over 410,000 physicians and 45,000 ancillary provider locations nation-wide.

4 Consecutive Years

We're featured on Inc. 5000

Inc. magazine ranks Competitive Health, Inc. No. 163 on its annual Inc. 5000 Regional list, the most prestigious ranking of the nation’s fastest-growing private companies.

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